If you’re spending a big chunk of your hard-earned cash on an amazing holiday, it makes sense to spend a little more to safeguard yourself against the things that can happen before and during your trip including cover for coronavirus-related claims. In times of global uncertainty travel insurance has never been more important.
Why get Travel Insurance?
Adequate travel insurance is essential for your trip and a condition of booking with us. It is your responsibility to purchase an appropriate level of cover to meet your personal requirements. We do not sell travel insurance directly (we leave that to the experts) but we do recommend using a well-established insurance company and we have found Campbell Irvine’s policy more than suitable for many of our customers differing needs. They offer both annual multi-trip and single trip policies, including coronavirus cover, but whoever you choose to insure yourself with we think there are three key areas to consider.
Please note: Rickshaw Travel Ltd is an Introducer Appointed Representative of Campbell Irvine Ltd. who is authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA’s register by visiting the FCA’s website at www.fca.org.uk or by contacting them on 0800 111 6787.
1. Cancellation & Curtailment
We strongly recommend buying your travel insurance when you book your holiday as cancellation cover starts from the day you take out your policy. This means, in the unfortunate event that you have to cancel your holiday (for an insurable reason) before you depart, you may be covered for cancellation fees or non-refundable aspects of your holiday. Curtailment cover means you’ll be able to make a claim for reimbursement against any unused part of your holiday in the event that you have to cut short your holiday and return home due to an unforeseeable and insurable reason.
2. Medical expenses
Provides cover for medical expenses in the event of illness, injury or death during your holiday and where necessary emergency medical assistance and repatriation. This includes cover for coronavirus-related claims. Please check the policy for details. Also, if you are planning on partaking in a specific hazardous activity or an extreme sport please check you will be adequately covered.
3. Personal possessions
Provides cover for your luggage and valuables if they are lost, stolen or damaged during your trip. If you are taking an expensive item such as a laptop, tablet, camera or smartphone then please make sure this item is covered as many policies exclude such items or have limits on how much you can claim for against a single item.