Why get Travel Insurance?
Although we do not sell travel insurance directly (we leave that to the experts) we do recommend using a well established insurance company and we have found Endsleigh‘s policy more than suitable for many of our customers differing needs. They offer both annual multi-trip and single trip policies, but whoever you choose to insure yourself with we think there are three key areas to consider.
1. Cancellation & Curtailment
We strongly recommend buying your travel insurance when you book your holiday as cancellation cover starts from the day you take out your policy. This means, in the unfortunate event that you have to cancel your holiday (for an insurable reason) before you depart, you may be covered for cancellation fees or non-refundable aspects of your holiday. Curtailment cover means you’ll be able to make a claim for reimbursement against any unused part of your holiday in the event that you have to cut short your holiday and return home due to an unforeseeable and insurable reason. Please check with your policy provider for details.
2. Medical expenses
Provides cover for medical expenses in the event of illness, injury or death during your holiday and where necessary emergency medical assistance and repatriation. If you are planning on partaking in a specific hazardous activity or an extreme sport please check with your insurance provider that you are adequately covered.
3. Personal possessions
Provides cover for your luggage and valuables if they are lost, stolen or damaged during your trip. If you are taking an expensive item such as a laptop, tablet, camera or smartphone then please make sure this item is covered as many policies exclude such items or have limits on how much you can claim for against a single item.